The digital lending platform
Online digital lending
Overlend is an online digital lending platform developed by Over Spa, a company that offers services and solutions for the online management of the credit disbursment process.
Overlend is the new credit solution for professionals and small businesses, it allows the online management of the financing practice, from the loan request to the loan disbursment.
The platform is designed to allow a simple and intuitive loan and investment application process, an automatic loan disbursement and the definition of a specific repayment plan.
Once the user is registered on the platform as an applicant, he can apply for a new loan by selecting the desired amount and the duration of the loan according to his needs.
The subscription takes place through an advanced digital signature and the amount will be paid directly to his bank account.
Democom took care of the design and implementation of the end-to-end digital solution, taking care directly of all the project phases: process analysis and requirements listing, technological scouting, solution design, development, testing, operational and maintenance. Democom also oversaw the construction of the cloud infrastructure, application deployment and project management activities.
Main features
- website;
- applicants portal
- investors portal;
- creditworthiness assessment workflow;
- amortization schedule management;
- digital contract signature;
- financing disbursement flows automation;
- repayment installment plan automation;
- automation of the post-disbursement regulatory reporting compliance process;
- portfolio report.
External integrations:
CRIF, CERVED, Signing Today, CBI, SEFIN, PREVINET
Technologies:
- Front end: Angular 11, Vue.js, HTML5
- Back end: Ruby on Rails
- Cloud: AWS
